Terms of Use
These Terms of Use ("Terms") govern your use of FinPayMe's website located at finpayme.com (the "Service") operated by FinPayMe ("us", "we", or "our").
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of these terms then you may not access the Service.
1. Use of Service
FinPayMe provides a payment processing platform that enables merchants to accept various payment methods including PayPal, Venmo, and Telegram Stars. Our Service is designed to facilitate secure and efficient payment transactions between merchants and their customers.
2. User Accounts
When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.
You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
3. Acceptable Use
You agree not to use the Service:
- For any unlawful purpose, to solicit others to perform unlawful acts, or in violation of any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter", "spam", or any other similar solicitation
- To impersonate or attempt to impersonate FinPayMe, a FinPayMe employee, another user, or any other person or entity
- In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service, or which, as determined by us, may harm or offend FinPayMe or users of the Service or expose them to liability
4. Payment Processing
By using our payment processing services, you agree to:
- Provide accurate and complete information about your business and the products or services you offer
- Comply with all applicable laws and regulations related to your use of our Service
- Not use our Service for any prohibited businesses or activities as defined in our Prohibited Use Policy
- Maintain appropriate security measures to protect customer payment information
- Promptly fulfill all valid customer orders and provide appropriate customer service
5. Fees and Payment
You agree to pay all fees associated with your use of the Service as described in our pricing plans. FinPayMe reserves the right to change its fees upon reasonable notice. Such notice may be provided at any time by posting the changes to the FinPayMe website or the Service itself.
6. Intellectual Property Rights
The Service and its original content, features, and functionality are and will remain the exclusive property of FinPayMe and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
7. Privacy
Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
8. Termination
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
If you wish to terminate your account, you may simply discontinue using the Service or contact us at support@finpayme.com.
9. Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
10. Limitation of Liability
In no event shall FinPayMe, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
12. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Last Updated: January 2025